Card payments in Germany

Card terminal and payment contract in Germany

Is your business based in Germany? Accept card payments at fixed, low rates via Count-IT, with a card terminal linked to your till. The amount appears on the terminal straight away and the payment is recorded in the sale automatically.

In short

With a Count-IT payment contract in Germany you pay €2.90 a month per card terminal for transaction processing, plus a fixed amount or percentage per payment. All rates exclude VAT.

  • €0.231 per debit payment (regular bank card)
  • 1.35% per credit card payment, 2.3% for business and non-EU credit cards
  • One-off set-up fee of €58 per card terminal; apply via our contact form
Rates

Card payment rates in Germany

No complicated bundles: a fixed amount per card terminal and a fixed rate per payment, depending on your customer's card.

Transaction processing

€2.90 per month

Per card terminal. This covers the processing of your card payments.

Debit payment

€0.231 per transaction

Payments with a regular bank card, the most common way to pay by card.

Credit card

1.35% of the amount

Visa and Mastercard consumer credit cards from the EU.

Business or international credit card

2.3% of the amount

Business credit cards and credit cards from outside the EU.

All rates exclude VAT. You pay a one-off set-up fee of €58 per card terminal. The card terminal itself is purchased separately.

Example

You have one card terminal and your customers pay 500 times a month with their bank card. You then pay €115.50 in transactions plus €2.90 for transaction processing: €118.40 a month in total, excluding VAT.

Rates in another country: The NetherlandsBelgium Compare all countries

Why via Count-IT

Card payments that work with your till

Amount sent to the terminal automatically

The till sends the amount to the card terminal. No keying in, so no typing errors.

Payment recorded in the sale

The result of the card payment comes back into Count-IT and is processed in the sale.

An end-of-day report that adds up

Because till and terminal use the same amount, your card payments match the end-of-day closing.

One partner for till and payments

POS software, card terminal and payment contract all come from Count-IT. One point of contact if you have a question.

How it works

Taking card payments in three steps

  1. Apply for a payment contract

    Fill in the contact form with the subject "Apply for a card payment contract". We will get in touch with you about the application.

  2. Choose a card terminal

    Choose a countertop or mobile card terminal. See the range on our hardware page or ask us for advice.

  3. Link and start

    The card terminal is linked to Count-IT. From then on you take payments from the till and every payment is recorded in the sale automatically.

Which card terminal suits you?

If you work behind a fixed counter, a countertop terminal is the obvious choice. If you move around the shop, a terrace or on location, a mobile terminal is more practical. Our range includes both, with prices excluding VAT. Not sure? Just ask us which terminal suits your situation.

View the card terminals

Already have a terminal or payment provider?

That works too. Count-IT works with payment terminals from CCV, Worldline, Ingenico, Sepay, myPOS, SumUp, Pay. and Buckaroo, among others. You then pay your own provider's rates. See all integrations or ask us whether your terminal is suitable.

Frequently asked questions

Questions about card payments in Germany

What does a payment contract in Germany cost?

You pay €2.90 a month per card terminal for transaction processing. On top of that, each payment costs €0.231 for a debit payment, 1.35% for an EU consumer credit card and 2.3% for a business credit card or a credit card from outside the EU. There is a one-off set-up fee of €58 per card terminal. All amounts exclude VAT.

What is the difference between debit and credit?

With a debit payment your customer pays with a regular bank card and the amount is debited from their account straight away. This costs a fixed €0.231 per transaction. With a credit card payment you pay a percentage of the amount: 1.35% for Visa and Mastercard consumer credit cards from the EU and 2.3% for business credit cards and credit cards from outside the EU.

Are there any one-off costs?

Yes, there is a one-off set-up fee of €58 per card terminal, excluding VAT. The card terminal itself is purchased separately; prices are on our hardware page.

Does the card terminal work with my till?

Yes. The card terminal is linked to Count-IT: the till sends the amount to the terminal and the result of the payment comes back into the sale. You do not need to key anything in.

Which card terminal do I need?

That depends on how you work: a countertop terminal at the counter, or a mobile one for the shop floor, a terrace or on location. See the range on our hardware page or ask us for advice.

Can I keep my current terminal or payment provider?

Often you can. Count-IT works with payment terminals from CCV, Worldline, Ingenico, Sepay, myPOS, SumUp, Pay. and Buckaroo, among others. You then pay your own provider's rates. If in doubt, ask us whether your terminal is suitable.

How do I apply for a payment contract?

Fill in the contact form and choose the subject "Apply for a card payment contract". We will then contact you about the application and the choice of card terminal.

Card payments via Count-IT?

Apply for a payment contract or get advice on the right card terminal. We are happy to help.